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ArthImpact appoints Scarecrow to launch micro digital lending platform Happy

Manish Khera and Gautam Ivatury have partnered to launch the platform. The mandate will be handled from the agency's Mumbai office

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ArthImpact appoints Scarecrow to launch micro digital lending platform Happy

Manish Khera, founder of Fino Paytech & Yatra Tatra Sarvatra, and Gautam Ivatury, Founder of CGAP and co-founder of Jipange KuSave, have partnered with Scarecrow Communications to launch their new micro digital lending platform. The account will be handled from the agency's Mumbai office.

Scarecrow Communications has been involved with the brand right from its inception giving the brand its name, logo and identity. As a part of the communication strategy, the agency is designing an innovative website which will be soon unveiled.

Commenting on their decision to choose Scarecrow, Manish Khera, Founder & CEO, ArthImpact, said, "With ArthImpact, we needed a team that could not only align with our product ideology but also be able to translate it to our brand identity – Team Scarecrow has been instrumental in helping us achieve this."

Happy is a fresh outlook to banking. It aims to make a revolutionary offering to millions of people in India who do not have access to mainstream banking. With loans starting from Rs 10,000, the brand will further expand its portfolio from loans to payments and savings.

“Happy is very special to Scarecrow. We have been a part of the process from day one – right from developing strategy, arriving at a name to creating an identity that resonates with the brand. Being an impact driven venture, it aims to bring an instrumental change in people’s lives. And it’s a great feeling to be associated with such a brand,” said Manish Bhatt, Founder director, Scarecrow.

“The brief was an open canvas with the mandate to create a ‘un-finance’ kind of brand in the digital lending space. A name that the consumer will connect with easily and what better emotion can a brand own and offer than a feeling of being ‘Happy’. The Happy team has been very enthusiastic about the idea, which has led us to taking a very different and cheerful approach to the communication and this is just the beginning,” added Mangesh Mulajkar, Senior Vice-President, Scarecrow.

ArthImpact offers small monthly loans starting from Rs 2,000 up to Rs 1 lakh to small and medium-sized enterprises in cases when they want to stock up for an eventful sale or store renewal or a simple cash flow mismatch. ArthImpact partners with merchant aggregators to identify and assess borrowers.

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Scarecrow Happy ArthImpact
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